Complete issuance and processing management services for all type of Cards as of Debit, Credit, Multi-Currency, Payroll, Installment, Etc.
The system has full multi-currency, multi-product and multi- language capabilities and manages card portfolios across different countries and for different issuers on a single global platform.
Also supports all the back office functions associated with running the card issuance activities and co-branded with major international schemes.
A Full self-service ATM transaction processing solution for all banks and financial institutions which is compatible with major suppliers as of NCR, Diebold, Wincor and others, Provides optimized convenience, efficiency and security and offers a wide range of services such as cash withdrawal, balance inquiry, short statement inquiry, checkbook request, cash deposit, check and document deposit, PIN change, Cardless transactions, top-up and bill payment giving a full control on ATM parameters management, ATM monitoring and ATM service management.
A comprehensive merchant management back-end platform enabling acquirers to tailor specific solutions for any kind of merchant that gives acquirers complete control of the merchant billing, clearing and settlement processes.
The platform support multi-currency and multi-language capabilities allow the management of cross-border acquiring operations giving the ability to manage merchant portfolios in different countries and for different acceptance institutions, meets the needs of global and multinational merchants.
The complete management of Point of Sale (POS) devices which help payments providers, retailers and banks overcome these challenges, and rapidly roll out new services and simply global device deployment, while keeping maintenance and administration costs to a minimum.
That support different POS system to drive the devices, switch authorization, capture transaction data, and manage clearing and settlement in a cost effective, dynamic and efficient manner.
Switching And Routing
A comprehensive smart and dynamic routing services that support different protocols and latest technologies, that gives banks and financial institutions the capability to integrate with different external and internal systems as of core-banking systems, national and regional switches or international payment associations as of Visa, MasterCard, UnionPay and JCB with a direct and intelligent connectivity setup.
Tokenization and de-Tokenization provide services either through dedicated authorization, clearing, chargeback interfaces that support digital channels tokenization for both MDES and VTS, in addition to acquiring tokenization, with multiple scenarios depending on the needs of issuers and acquirers supporting local payment scheme, supporting international payment scheme, managing on-us transactions and minimizing impacts on existing systems.
All type of cards as of Debit, Credit, Prepaid, Proprietary cards, Etc.
All card schemes as of Visa, MasterCard, UnionPay, Amex, JCB, Dinners, Etc.
All issuing and acquiring transactions including different channels as of ATM, POS, Kiosk, Etc.
Real-Time prevention and Near Real-Time detection.
Merchant monitoring and protection.
Advanced Fraud Management services for the detection and prevention of any fraudulent transaction, which is implemented at several tier 1 banks Globally, with a build-in module for instant alerts and notification management. In addition to standard APIs for “My Limits” module integration, which gives the cardholder the full control to manage their cards as of activate/deactivate cards, block/unblock countries, enable/disable MCC or specific merchants, Limits on cards daily, weekly, & monthly spending. Banks and financial institutions can define their specific“Rules & Controls” which are applied on:
ACS 3D Secure
Banks and financial institutions can get benefit out of additional layer of security added to their clients for E-Commerce and Online payments to secure all issued cards, supporting the online authentication and OTP generation and delivery, using end-to-end complete platform already integrated with SMS gateway and E-Mail server, in addition to standard API interfaces for different application integrations.
A comprehensive and highly secure end-to-end solution for managing and processing information and transactions in mobility, it allows addressing a growing new development area and enhancing the relationship with customers by providing means of managing banking from a mobility device. The solution comes with a full version management of the application on iOS and Android marketplace, support Multi- Language, Authentication management, User profile management, cards and service list management and notification and communication center for pushing a personalized notification directly to specific user(s), in addition to user friendly dashboard and control panel to manage all back-office operation in one place.
In order to let banks and financial institution focus on their actual business growth, GPS offer the full management of back-office operations to maximize the excellence and customer experience by handling the overall chargeback cycle using the accesses to Visa VROL system, MasterCom system for MasterCard and CDRS for UnionPay. The chargeback management is handled by senior and experienced team to expedite the process and eliminate all risk factors by professional reporting and statistical analysis for all operations. Banks and financial institutions can also outsource their reconciliation and settlement process to GPS expertise to handle all set of back-office in a professional and cost-efficient manner.
Card Production & Personalization
Relying on GPS full certified personalization center, banks and financial institutions can personalize all type of cards for different card schemes under one platform, Using the latest personalization technology and equipment will enable card issuers to personalize their EMV/Contactless cards with its all supporting services as of PIN mailer printing, card carrier printing, card packaging, quality mass printing, Mass mail enveloping and dispatch, card inventory management and full reporting capabilities. Supporting market demand and global expansion, Banks and financial institutions will be capable to personalize their cards on-site, Either using a centralized issuance location or instant card issuance at branch level. In addition to that, it’s worth to mention that our platform is completely agnostic to support:
Different card schemes (Visa, MasterCard, UnionPay and JCB).
Different card products (Classic, Gold, Silver, Platinum, Etc.).
Different Chip Providers (G+D, Kona, Oberthur, ST, Inside, Gemalto).
Different printer suppliers (Evolis, Matica, CIM, HID, Data Card).
Value Added Services
Standard Web service integrations.
Loyalty Management programs.
Installments and collection modules.
SMS & Messaging Services.
24/7 Helpdesk and operational support.
Open Banking APIs.
Supporting the entire payment system, GPS offers another set of services as an additional layer for enabling innovative payment technology,
to empower banks and financial institutions fully-fledged their services under a single platform using
Licensed by the Central Bank of Bahrain as an Ancillary Service Provider
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