Rich Functionalities   Application Processing & Scoring   Credit Revolving & Installment Management   Charge Backs & Disputes handling   Card Security & Risk Management   Collections & Debts Management   Customer Services & Call Centre   MIS & Profitability All Products:   Credit   Debit   Prepaid   Corporate   Payroll   Installment Card   Islamic   Co-Branded   Affinity... EMV Enabled & Certified Loyalty offerings for both Smart cards as well as magnetic stripe cards. The system calculates rewards depending on various criteria (type of transaction, type of merchant / distributor, transaction amount, events, etc.)